PrivateBanking.com BLOG

The short term lending industry has dealt with a good amount of negative pr over the past few years.  Many in the media are quick to put what is commonly known as “payday loan” industry under the microscope. They convert the fees the lenders charge to an annual percentage rate (A.P.R.) and show it in a very negative light, citing the A.P.R. as “over 450%.” That’s a misleading number, industry executives are quick to point out.

CashAdvanceUSA is headquartered in Ohio and is one of the largest payday loan companies in the Midwest.   In fact when compared … Continue Reading

Student life is a mixture of insanity and responsibility. Students have to solve many problems with the study, work and plan their income and expenses on their own. Writing services for college students can greatly help with studying. In turn, this article can help with revenue and expense planning.

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Financial literacy is not something fantastic, it is simply knowledge of some principles. They are not a secret and in many subject books, you can find some excellent tips. However, one cannot do without an integrated approach, because half measures … Continue Reading

Becoming a homeowner is liberating. But homes are expensive going for thousands of dollars. Sometimes millions.

Coming up with the cash on the spot is impossible for most. Borrowing mortgages with repayment terms of many years, for instance 15 or 30 years, is the path taken to homeownership by most people.

Mortgages are complex. It is no wonder that many people bungle up this key decision. It’s in your best interest not to make common mortgage mistakes. Keep reading to see these pitfalls:

Ending up … Continue Reading

Lending was among the first areas of finance to be disrupted by technology. This led to the lending market shifting from traditional financial institution to fintech companies providing alternative lending options.

Fintech companies are changing the traditional lending methods by utilizing data and technology. Their lending process is faster, easier and more accurate and thus being used casinos like Canada online casino.

The Fintech finance companies provide loans to SME’s using online platforms making the loans flexible and non dilutive.

Rather than submitting a traditional application, where borrowers have to give compelling reasons of why … Continue Reading

Students, this is most often the part of the population that has problems with finances. They have to spend money on everything, food, parties, accommodation and much more. Also, students often have problems with writing academic papers, and they pay a huge price to classmates for this. If you also encounter a similar problem, it is best to contact the writing service for College Students for help and do not overpay. However, the most annoying thing is that when making banking operations, the bank itself takes a considerable amount in the form of a … Continue Reading

Times of financial hardship are normal for just about every American at some point or another. However, it can sometimes be difficult to decipher the difference between a manageable situation and one that will require bankruptcy. Unfortunately, fat too many people suffer the burden of an untenable financial situation for way too long.

For many Americans, bankruptcy offers them a chance of starting over and eventually rehabilitating their finances. A well-known Everett bankruptcy lawyer suggests that you begin the process of at least … Continue Reading

A good bank employee can present information concisely, clearly and close to the point. The same should be with a resume for work in a bank: concise, structured and presentable. Try to have your self-presentation conferred in no more than two pages, without unnecessary details and descriptive merits that are not related to the banking sector. This is exactly what a sample resume looks like in a bank.

Things to remember in order to write a successful resume to the bank.

Before proceeding with the presentation of information, pay attention to a few simple but very important rules:

… Continue Reading

Choosing a good bank account for students is a prudent decision towards financial stability while at college and beyond. Student bank accounts provide banking services and interest-free funds in overdrafts for regular student expenses as well as managing their finances for a period after graduation.

It is important that a student first identify what he or she needs the account for before shopping for the right bank. Before signing up, ascertain that what the bank claims to offer is actually in the fine print and that you fully understand implications. Here are five tips to help you choose … Continue Reading

When it comes to writing, there is a constant pressure to be better from your previous self or from someone else. Articulating ideas in a worthier manner is inevitably a thing that can never be compromised.

While writing, there is one thing that can never be compromised, and that is the quality of work you are going to deliver. It should always be error-free while being done on time. Time management can not be ignored while creating your writing masterpiece.

Considering all these factors while writing seems quite overwhelming. If you are a writer and struggling with … Continue Reading

Investing in the future is something that we should all be devoting more of our time and effort towards. As easy it is to focus on the now, or worry about the post, very few of us think about what we need to keep ourselves comfortable and protected in the years to come. That’s often why a lot of people end up in dangerous financial situations when an unexpected bill or sudden expense takes them by surprise.

Part of being financially independent is making sure that you’re spending any of the hard-earned extra money you earn that doesn’t go towards bills … Continue Reading