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Sorema N.A.
       
 
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Sorema N.A.
In 1998, the American and Canadian reinsurance markets continued to follow the trends set in 1997 and prior years: excess capacity leading to deteriorating terms for cessions to reinsurs, consolidation in the insurance industry leading to a reduction in cessions to reinsurers, and a decline in the number of re insurers and reinsurance brokers due to mergers and acquisitions. In this increasingly competitive environment, which will inevitably lead in the near future to a significant decline in profitability for North American insurers and reinsurers, Sorema N.A. continues to retain at least two medium and long-term competitive advantages: * Having Groupama as our ultimate parent company allows us to offer our clients a guarantee of financial stability and a long-term commitment to the reinsurance business; * Our conservative underwriting and reserving policies, as well as our moderate growth during some of the reinsuranceindustry’s most competitive years, shield our stockholders’ equity and profits from future adverse developments.
 
North America USA New York New York
 
   
Address:   One Seaport Plaza, 199 Water Street, New York, NY 100 38-3526, USA
     
 
Phone: +1 212 480 19 00
Fax: +1 212 480 13 28 / 29
     
   
     
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