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Quoin Financial Bank

Mission statement:

The mission of Quoin Financial Bank is to make a profit while serving the financial needs of our community, its businesses (including minority-owned and businesses in depressed areas), and its citizens (including low-income families). We are in the financial services business, and no line of financial services is beyond our charter as long as we are serving needs of businesses and families in our market area.

This bank is a responsible member of its community and a community business. The bank takes its citizenship duties seriously and will not knowingly take actions that are against the best interest of our community, its businesses, or its families. We will not make profits at the expense of our community.

The bank’s most important asset is its customers. Without customers, the bank is nothing. Our products are designed to meet the needs of customers, our hours are set to meet the needs of customers, and our employees are hired to meet the needs of customers. High quality customer service is the true mission of this bank. It is only through the accomplishment of this mission that the bank’s profitability goals are achievable.

The next most important asset of the bank is its employees. Without dedicated, motivated, and responsible employees, it would be impossible for the bank to be a responsible citizen of the community or to render high quality customer service. This bank is and will be a responsible employer dedicated to the well-being of its employees. A second vision of this bank is to operate the bank in ways that maximize the positive aspects of bank employment. All bank employees will be treated with dignity and respect. All will be given equal opportunity and a fair wage regardless of race, color, sex, age, or physical condition.

The bank is in business to make a profit for its shareholders. A third mission of this bank is to maximize its sustainable earnings. That is, we want to maximize the total earnings of the bank over the long term. This means that a mission for all of us is to operate the bank as efficiently as we possibly can. Efficient operations and quality services are the two missions that will generate future profits sufficient to meet the expectations of our stockholders.

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