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The Farmers & Merchants State Bank
       
 
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The Farmers & Merchants State Bank
 
 
Overview: 

Then...The Farmers & Merchants State Bank has always had a special commitment to the growth of Northwest Ohio since its inception in 1897. The only name change in the F&M's history was in 1919, when the founding directors elected to change from a private bank to a state chartered bank. At that time, the name changed from Farmers and Merchants Bank to The Farmers & Merchants State Bank. The F&M's headquarters were in Archbold, Fulton County, Ohio, where it remains today. F&M began expanding its presence in Fulton County in 1973 by opening a full service office on North Shoop Avenue in Wauseon, Ohio. By the end of the 1980s, F&M had four full service offices in Fulton County. Expansion of the Bank into Williams County began in 1981, with the opening of the Stryker and West Unity offices. By the end of the 1986, F&M had five offices in Fulton County and three offices in Williams County. F&M further expanded in the 1990s by opening an office in Henry County. During 2001, F&M opened an office in Defiance County and in 2003 we opened our Operations Center in Fulton County.

Now...F&M has 18 offices and over 30 ATMs located in Fulton, Williams, Henry, Defiance, Lucas and Wood counties in Ohio and DeKalb and Steuben county in Indiana. The end of 2007, F&M opened a new office in Perrysburg and expanded into Indiana with offices in Butler and Auburn. In August, 2008, F&M opened a new full service office in Angola, Indiana. F&M continues to serve the financial needs of individuals, farmers, businesses, and industries by offering the traditional banking products, as well as Internet and telephone banking products. Our Online products and EZ Access Line allow access to account information and fund transfers 24 hours a day, seven days a week.

Future...One thing that has never changed through the years and tremendous growth of The Farmers & Merchants State Bank is that we continue to be here for you. F&M's commitment is to ensure that community banking continues to grow and prosper by providing quality customer service and effectively supplying the right products to meet the financial needs of individuals, farmers, businesses and industries within our market area. At The Farmers & Merchants State Bank, we are looking forward, not only to the future of F&M, but to the future of our customers as well. F&M has been a stable financial institution for over 110 years and that will not change! Working with our communities, F&M will continue on the same successful path as we strategically plan for the future.


 
 
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