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| The First National Bank of Germantown |
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History:
First National Bank of Germantown is located 14 miles southwest of Dayton, OH in the historic village of Germantown.
The Bank was organized on July 18, 1863 and chartered on September 19, 1863. It is the 86th bank to receive a charter and the 8th oldest bank in the United States -- remaining one, of a few, of the original banks still in service today.
Settled in 1804, Germantown had no actual need for a bank until 1855 when the tobacco industry blossomed and trade became more extensive. Between 1855 and 1859 two men, William and George Gunckel, operated a bank backed with private funds. George Gunckel served as bank cashier.
In 1859, that operation was taken over by Colonel John Stump. Stump conducted the bank's business until 1863 when the Farmers & Exchange Bank was organized by Christian Rohrer, William Gunckel, and John F. Kern. Joseph Shank was the president of the F&EB until later in 1863 when the name changed to the First National Bank. Funded with capital stock of $50,000, FNB's first president was John F. Kern.
During the first year of service, FNB utilized the Main Street offices of William Gunckel. In 1864, the original portion of our present building was erected.
No history of our Bank would be complete without the mention of Farmers & Citizens Bank that was founded in 1906, with principal of $65,000. To better serve the community, on April 10, 1954, First National Bank and Farmers & Citizens Bank merged under the name of First National Bank and was housed in their facility. In 1971, built on the north side of the original structure was a 2,631 square foot addition that included a drive-thru.
In 1996, a branch office was opened inside Hinkle's IGA Super Store, located in Germantown's Triangle Station Shopping Plaza. In 1989 and 1999 respectively, branches were opened in Carlisle and Middletown, OH.
In July 2004, under the direction of President & CEO Thomas E. Winning, the Bank downsized by selling the Carlisle and Middletown branches to return to, and better focus on, its current and potential customers in the Germantown and Valley View Communities. |
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