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| Vector Wealth Management |
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Overview:
Vector Wealth Management was established in 1993 as a nationally Registered Investment Advisory firm. Today we manage over half a billion dollars of client assets, providing personal guidance and a long-term, collaborative approach that reflects our clients' unique needs. We have authored and developed multiple financial software applications, including the proprietary Sojourn® retirement income program.
We offer fully customized planning and create investment relationships with individuals, corporate retirement plans, foundations, and endowment plans. We utilize individual stocks and bonds, exchange trade funds, institutional no-load mutual funds, structured products, and private equity concepts. Our assets are custodied at multiple custodians.
In 2017, Vector Wealth Management, LLC acquired majority ownership interest in SNS Financial Group, LLC (“SNS”) which was formed in 2010. Together, we continue to do business as Vector Wealth Management.
Practice Focus
We focus our practice based on our clients' unique needs, including:
Individuals and couples approaching retirement
Retirees
Business owners
Corporate executives and professionals
People looking to simplify and consolidate their investments
Families looking to manage an inheritance or sudden wealth
Clients with manageable assets typically ranging from $750,000 to $10,000,000.
We want to help you get today right. Our experience has shown us that when our clients have more confidence about tomorrow's possibilities they do a better job of enjoying today.
At Vector Wealth Management, we believe the complexities of managing wealth require a team approach to give our clients an understanding and confidence around their financial lives that they have not experienced before.
Our clients receive services from their personal Advisor, a member of the Portfolio Management Group and a member of Advanced Planning/Client Services, allowing for deeper, more diverse level of support.
Advisors
The role of an advisor at Vector Wealth Management is to be the team leader between the Advisor, the Portfolio Management Group, and Advanced Planning/Client Services. The measurement of how well we do for our clients will always be based on the Advisors' ability to reflect the goals, desires and values of each of our clients and communicate this internally to make certain that the plan executed matches our clients' objectives.
Our Advisors have a planning discipline, with a strong interest on the investment management side. The diversity of contributions between CFP® Professionals (Advanced Planning) and CFAs (Portfolio Management Group) creates optimal results in wealth management.
The role of a fiduciary, to which Vector and its Advisors adhere, means to act solely in the interest of our clients through customized investment management, strategic financial planning, and personal consultation.
Portfolio Management Group
The staging of assets is customized based on each client’s own circumstances surrounding income requirements, tax situation and inheritance/gifting objectives. Each portfolio is adjusted to achieve the growth or stability required over the assigned time-frame. We use these time-frame expectations to assign specific tasks and time horizons to your assets, tying them to their intended usage.
Additional areas of portfolio design and management include:
Asset Allocation Strategies
Portfolio Expense Audit
Investment Overlap Analysis
Corporate Retirement Plans
Our investment committee conducts ongoing investment monitoring through economic analysis and securities research to determine allocations and investment options for our clients. Your specific policy is determined based on your unique financial situation and our written performance reports allow you to remain informed.
Additional areas of monitoring and reporting include:
Concentrated Position Risk Management
Held-Away Asset Review/Integration
Strategic Tax Loss/Gain Selling
Legacy Asset Strategies
Advanced Planning/Client Services
Client Services
Our relationship with our clients extends to a variety of services which include gathering personal financial information, opening new accounts, initiating transfers, setting up cash flows between accounts, and obtaining other important financial documents for our comprehensive review. Once established, our services continue with ongoing account maintenance including cash flow management and a variety of other service related items.
Advanced Planning
As part of our Advanced Planning process, we begin every relationship by developing a customized Sojourn® plan. Sojourn® is our proprietary application which allows us to build a personalized financial foundation for decision-making reflecting our clients' goals and individual circumstances. Having a plan provides our clients the understanding and confidence around their financial lives that they may not have experienced before.
Additional areas of planning include:
Retirement Contribution and Income Distribution Strategies
Whether in the wealth accumulation or distribution phase, we evaluate retirement accounts, social security benefits, pension income, mortgage and other liabilities to help you make decisions that meet your cash flow objectives.
Tax Strategies
We review our clients’ tax returns to understand clients’ tax liabilities and utilize strategies that may include Roth conversions, capital gain/loss execution, and deduction-optimization. We often work closely with our clients’ accountants to discuss their specific tax situation.
Estate Planning and Charitable Giving
We take great pride in our ability to create strategies and solutions based on your unique circumstances considering charitable objectives, multi-generational wealth, age differentials between spouses, blended families, special needs, or the desire to leave a legacy. We review existing wills and trusts which may result in collaborating with our clients’ attorneys.
Education Analysis and Funding
We work with our clients to identify an action plan by running cost projections for education and using products and strategies including 529s, trusts, after-tax accounts and funding from cash flow to recommend the most effective approach to achieving your desired goals.
Risk and Insurance Analysis
We evaluate your life, disability and long-term care insurance needs to verify the protection aligns with your overall needs and objectives.
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| Toll Free:
+1 877 383 2867 |
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