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State Bank of Richmond

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State Bank of Richmond

Mission statement:

Our mission is to provide high value products and financial services, and to promote economic growth and stability in our community. It is our desire to remain an independent bank offering personal service to our customers, attractive compensation for our employees and increased value to our stockholders.

We recognize that to achieve our mission we must commit to:
Maintaining safety and soundness in our bank;
Being progressive, friendly, and offer personal service to our customers
Selecting, training, and retaining professional employees and provide an environment where they feel motivated to achieve outstanding performance and in which they can obtain a sense of personal worth, growth, achievement, and recognition;
Supporting the continued growth and development of our community;
Providing valuable products and services at a reasonable price;
Communicating openly and ethically with our employees, directors, customers, and regulators;
Serving the customers as though our jobs depend on it, because they do;

The foundation of our personal and business practice includes:
Honesty and Integrity
Informal attitude, Availability, and Sincere Sensitivity
Professionalism and Confidentiality
Self-Respect, and Respect for the Community

History:

The State Bank of Richmond, Richmond, Minnesota, was organized June 6, 1904. The original bank building was located on the northwest corner of Central Avenue and Main Street where our present building was built in 1971. A later addition was built in 1993 to accommodate for rapid growth in our area.

During the difficult Depression years, the State Bank of Richmond adapted well to the changes and modifications needed to continue operating and growing. Prior to 1934, Richmond had two banks, the American State Bank and the State Bank of Richmond. When the American State Bank had difficulties, an agreement was made to liquidate and sell their assets and liabilities to the State Bank of Richmond for one dollar.

The basic philosophy of the State Bank of Richmond has always been to focus our time and talents in the local neighborhood that we serve, rather than branching out into other communities.

After celebrating our centennial anniversary in June, 2004, we continue to focus on our goal to provide personal quality service to our customers and our community.

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