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Mid-Wisconsin Bank

Overview:

Founded in 1890 in Medford, Wisconsin, we started with a small "main street" storefront and have grown into a leading provider of financial services throughout Wisconsin's heartland.

Over a century ago, a group of community leaders came together to start a new business-the State Bank of Medford-to serve the people and communities of the greater Medford area.

It started with a vision-Ed Winchester saw a need for a bank to help the people of Medford reach their goals and aspirations. Similarly, men of vision, community leaders, came together in Neillsville and Colby and started progressive banks to help their towns as well. These banks were cornerstones of their communities and played a large part in the growth and development of the people, farms, and businesses of the Mid-Wisconsin area.

The stockholders of the State Bank of Medford and Security State Bank of Colby wished to continue as a locally-owned, independent organization rather than to become part of a large holding company-owned and controlled by the people in a large metropolitan area. Because they shared the same philosophy, they joined forces to increase and broaden the financial services for their customers by forming and merging into a multi-bank holding company - Mid-Wisconsin Financial Services in 1986. In 1990, the Neillsville Bank joined Mid-Wisconsin to provide greater opportunities for their customers. In 1994, the three banks merged into one-Mid-Wisconsin Bank to provide greater efficiencies and service for its customers. It was simply a matter of building on our history -- a history of leadership in the banking industry.

Today . . . In order to successfully continue that tradition of leadership, we believe we must become larger. We want to occupy a spot in the marketplace between the small banks that do not offer complete financial services and the big banks that offer many services but are not as efficient or responsive as we can be. In that niche we think we can provide more products and services at a low price and in a more responsive manner. We can have the responsiveness and closeness to our customers that a smaller size can afford, and at the same time the efficiencies of scale a larger organization can afford.

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