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First Bank

Overview:

First Bank represents a Return to Banking Basics. What do we mean by Banking Basics?
It’s simple, really. We stick to the principles and values that work – the ones that have helped solid community banks and their customers succeed through economic ups and downs for over a century.

Banking Basic #1: Security
We use safe and sound business practices to ensure financial security for our customers. We accept deposits and make prudent loans to high-quality, local borrowers. We avoid subprime loans and the other pitfalls that have hurt the national economy.

Banking Basic #2: Service
We provide customers the service levels reminiscent of classic community banks, with access to local decision-makers, customized solutions and quick turnaround.

Banking Basic #3: Simplicity
We keep our products and services simple and easy to understand. We don’t push exotic loan products or bury terms in fine print in an effort to generate sales.

By sticking to these banking basics, we hope to provide an unparalleled banking experience for our customers. Our professional staff has more than 140 years of experience in banking, and we’re ready to put that experience to work for you.

History:

On April 23, 2007, First Bank commenced operations at its office at 1229 South Black Horse Pike in Williamstown, New Jersey. The community bank’s solid business practices caught the eye of experienced banking investors, and in June, 2008 First Bank announced an agreement to recapitalize the bank with an investment of $15 to $30 million in additional capital from this investor group.

Even in a challenging economic climate, the investor group raised over $19 million in new capital by October 24, 2008 and First Bank consummated its capital offering and recapitalization.

In February 2009, First Bank opened its second branch office in Lawrence, New Jersey. A third branch in Ewing, New Jersey opened just a few weeks later.

Construction on the bank’s permanent branch location in Williamstown was completed in August of 2009 with occupation completed in September of 2009.

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Ascent Limited

Experience The Difference. Ascent Limited provides first class wealth management and family office services. Our private banking team, assembled from a group of highly experienced banking professionals, will provide financial advice tailored to your individual requirements and keep your portfolio in tune with the latest market developments and opportunities.

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