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Old Plank Trail Community Bank, N.A.

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Old Plank Trail Community Bank, N.A.

Overview:

We are actively lending and continue to seek out quality banking relationships. We continue to experience strong, profitable growth and see much more opportunity ahead. We never strayed from solid, conservative loan underwriting (and we never will). Our strong growth came from households, commercial banking, and municipal banking. We see this across-the-board growth as validation of our approach combining quality products with unmatched customer service. We listen to our customers and we are active in our community.

2010 was our most profitable year and our Balance Sheet remains very strong. We see the instances of competitor upheaval as a great opportunity for us. While we all hope for better economic days ahead, we continue to commit to our community daily. By continuing to make loans, offering new and innovative banking products, and being active in the many worthy causes within our community, we at Old Plank Trail Community Bank seek to differentiate ourselves by being the banking resource within our community.

Ours is a “people” and service business. In their rush to become bigger and more efficient, many of our competitors seem to have forgotten that idea. We will not make the same mistake.

History:

3/16/2006 Institution established. Original name: Old Plank Trail Community Bank, National Association

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