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LR Finance
       
 
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LR Finance
 
 
Overview: 

e are a small team of friendly, knowledgeable, professional financial advisers, based in Wigan. Between us, we have over 50 years’ experience in the financial services industry meaning that, whatever your needs, we can definitely HELP.

As a firmly established business, we are proud of the expertise and level of service we provide and aim to develop long-term relationships with our clients. That way, we can keep on top of your personal arrangements and make sure everything is on track and working for you as it should.

We think our approach is one that works but, more importantly, so do our customers. Our existing clients tell us that they return because of our friendly, reliable, independent advice and quality service.  (include the results of the recent survey)

There are many places to go now for financial products (take a look next time you’re at the supermarket checkout!), but some decisions are too important to make when buying your bread.

We aim to carry out a professional and responsible service and offer a friendly and open approach to financial services. We understand our clients are looking to provide homes for their families, plan for the future and protect what they have, and this mirrors our own personal situations and circumstances.

Our goal is for our clients to view us as their own personal financial planner who they are able to trust with all aspects of their financial arrangements over the years. Our services are tailored to each client’s particular requirements and are delivered with quality and expertise.

First we listen, and then we develop solutions that deliver.

So, when you need real expertise and advice on making the most of YOUR money, WE can HELP.


Mortgages
Purchase
Homemovers
First time buyers
Debt consolidation
Let 2 Buy
Matrimonial remortgages
Remortgage
Buy to Let
Family gifted deposits

Protection
Life insurance to repay your mortgage in the event of death
Life insurance to provide your family with a regular income in the event of death
Income protection, to maintain your income in the event of Ill health or accident
Buildings and contents insurance
Unemployment cover
Arranging your protection plans in Trust to ensure your money goes to who you want and when you want – not the tax man

Investments
Making your savings work as hard for you as they possibly can.
Saving tax efficiently
Savings for your children
Saving for your retirement
Bonds, Isas, Platforms, Wraps, Fund of Funds, Structured Products

Pensions
Saving for your retirement in the most tax efficient way and ensuring you are adequately funding for your retirement.
Making sure that when you retire your pension fund buys you the best possible income in your retirement in particular enhanced annuities. Do you have raised blood pressure, do you take medication to control your Cholesterol, do you smoke? Any of these and more could mean that Elanor is able to secure a greater pension income for you in retirement.
Pension sharing orders following matrimonial settlements.
History:  Founded in 1997


 
 
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Ascent Limited
Experience The Difference. Ascent Limited provides first class wealth management and family office services. Our private banking team, assembled from a group of highly experienced banking professionals, will provide financial advice tailored to your individual requirements and keep your portfolio in tune with the latest market developments and opportunities.
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