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KS Bank, Inc.
       
 
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KS Bank, Inc.
 
 
Mission statement: 

We are a community bank that:
• builds personal relationships by providing exceptional customer service
• sustains profitable growth that creates value for our shareholders
• contributes to the development of the communities we serve
• fosters a culture of professional growth and personal fulfillment for our employees
Profile: 

KS Bank, Inc., chartered in 1924, has been a member of the Federal Home Loan system since 1936, and has had deposits insured by the FDIC since 1961. KS Bank is a community financial institution - locally owned and operated. We get to know our customers by name. The Bank offers a variety of traditional deposit and loan products for consumers and businesses.

Since its establishment in 1924, KS Bank has grown and changed according to that growth. The organization was first chartered under the name Kenly Building & Loan Association in Kenly, NC with its main business being real estate mortgages.

The name of the Bank changed from Kenly Savings & Loan to Kenly Savings Bank over the years to reflect the evolution from a savings bank to a full service community bank. The Bank now concentrates on attracting retail deposits and using such deposits to make mortgage loans, construction loans, business loans, consumer loans and equity line loans.

In 1998 the Board of Directors deemed it necessary to find a more generic name that also emphasized the fact that the institution is now a full service bank. Thus, on January 1, 1999 the name was changed to KS Bank. This name is a continuation of the past while focusing on "bank" and not geographically tying the organization to one particular area.

KS Bank conducts its operations through nine full service retail offices located in Johnston, Wake, Wilson, and Wayne counties in North Carolina. The corporate office is located in Smithfield, NC.
Vision: 

Helping people realize their dreams through personalized banking relationships.
History: 

1/1/1924 Institution established. Original name: Kenly Savings And Loan Association
7/29/1992 Changed organization type to Mutual Savings Bank.
7/29/1992 Changed name to Kenly Savings Bank, S.S.B..
7/29/1992 Changed primary regulatory agency from Office Of Thrift Supervision to Federal Deposit Insurance Corporation.
12/29/1993 Changed organization type to Stock Savings Bank.
12/29/1993 Changed name to Kenly Savings Bank, Inc., S.S.B..
12/18/1998 Changed name to Ks Bank, Inc..
11/18/2003 Moved bank headquarters from Kenly, North Carolina to Smithfield, North Carolina.
Formerly known as:  Kenly Savings Bank


 
 
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