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Can Fin Homes Ltd. (CFHL)

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Can Fin Homes Ltd. (CFHL)

Overview:

Can Fin Homes Ltd. (CFHL) is the first and the biggest bank sponsored Housing Finance Company (HFC) in the country and one among the top players in the country's housing finance sector.
The company has a standing of over 25 years.
CFHL is one among the four HFCs selected by NHB in its first phase of securitisation programme.
CFHL enjoys 5 Star rating from NHB for the purpose of refinance.
CFHL's Deposit programme enjoys "MAA+" rating, which is the highest possible under High Safety rating.
CFHL has an all India presence with a network of 57 branches.

CORPORATE PHILOSOPHY
CFHL has an organizational culture interwoven with the following basic approaches.
Easy accessibility of senior Executives to the common client.
Transparency in functioning.
Integrity and ethics in business practices.
Delivering quality customer service.
Total commitment to results at all levels.
Continuous innovation.
Recognition and reward systems for highly performing staff.
Encouragement to employees to innovate on the job, to try out new ideas and to excel.
Senior Executives acting as friend, philosopher and guide to the branch teams.

History:

CFHL was promoted in 1987, the "International Year for Shelter for the Homeless" by Canara Bank in association with reputed financial institutions including HDFC and UTI. Now NHB is also an important equity holder in CFHL.
CFHL was set up with the mission of promoting HOME OWNERSHIP and increasing HOUSING STOCK all over the country.
The vision of Canara Bank on the relevance of having an exclusive outfit for providing housing finance at a time when institutional finance was not flowing to the housing sector to the required extent and banks had constraints in locking up funds in long term housing finance saw the birth of CFHL.

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