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Carolina Bank & Trust Co.

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Carolina Bank & Trust Co.

History:

In 1936 J. Wesley Beasley opened the first office of Carolina Bank on Railroad Avenue in Lamar,
Darlington County, South Carolina. Today, Carolina Bank serves communities located throughout
northeastern South Carolina. And since its founding, three generations of the Beasley family have,
and continue to manage the daily activities of the bank. J. Wesley Beasley’s ideal, that the
community is best served by a locally based bank that is in close touch with the needs and
desires of the people it serves, is as true today in practice as it was in his first branch office
in 1936.

Carolina Bank’s branch offices are scattered throughout six counties of northeastern South
Carolina. They account for over $350 million in assets and offer a wide range of banking
services to meet every personal or business need. Its branch managers and staff, many
of who are long serving employees, live in the communities they serve. As such, they are
able to practice J. Wesley Beasley’s ideal and make loan decisions quickly based on local
economic factors along with personal or business circumstances. Carolina Bank’s managers
and staff understand the people of South Carolina because they share a common heritage
and values.

In addition to traditional and electronic bank services, Carolina Bank, through specialists
in its CB&T Financial Services Division, offers a wide range of insurance and financial
products including stocks, mutual funds, financial planning, and retirement plans for
businesses and individuals alike. In addition to being centrally located on Public Square
in Darlington, the Financial Services Division’s knowledgeable specialists meet with
customers at any Carolina Bank location, or in customers’ homes or places of business
at times convenient to its customers.

It is Carolina Bank’s mission to remain true to the ideal envisioned by J. Wesley Beasley
in 1936, to remain family - owned and continue to provide locally based, community
banking services now and in the future. Some traditions are just too good to change.

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