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Community Bank of Tri-County

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Community Bank of Tri-County

Mission statement:

To exceed the expectations of our community, today and tomorrow.

Overview:

After World War II, most working class families in Southern Maryland had a difficult time obtaining credit to buy or build a home. Mr. Leo Middleton, an accountant in Charles County, recognized this need in the community and in October 1950, along with other business leaders, opened Tri-County Building and Loan in Waldorf, Maryland.

In the early days of the bank, all the recordkeeping was done long hand in ledgers. When customers needed to borrow money or make a payment, they sat down with Mr. Middleton and discussed their needs. He would remove the ledgers from the bottom drawer of his desk and record the banking activity.

Tri-County Building and Loan progressed in its mission and in 1959 the bank converted to a mutual thrift and became FDIC insured. Along with this change in status came a new name: Tri-County Federal Savings & Loan.

In 1961 we opened our first stand alone branch in Leonardtown, with Lexington Park opening 11 years later. The Dunkirk branch opened in 1991, followed by La Plata, Bryans Road, and St. Patrick’s. In 2005, we opened our ninth branch in Prince Frederick and our tenth branch in Lusby in 2008.

In 1986, the bank went public and again our name changed; this time to Tri-County Federal Savings Bank. We acquired our current name, Community Bank of Tri-County, in March 1997 when the bank converted to a state-chartered Federal Reserve member bank.

Over the past six decades, a lot has changed at CBTC. Our name has changed three times and we have opened nine branches. But many things have remained constant over the years. To be a locally-owned financial institution that is involved in its communities has been a constant business model for the bank. In addition, we have always relied on exceptional customer service to be that which differentiates us from the competition.

While we’ve grown, we have never lost sight of who we are and what we are here to do. We are an independent bank dedicated to serving the needs of Southern Maryland and doing so in a manner that always exceeds customer expectations.

Vision:

We will provide our customers, employees and shareholders the innovative resources and solutions to achieve personal and financial success.

History:

Community Bank of Tri-County is the oldest independent financial institution headquartered in Southern Maryland. Community Bank is owned by Tri-County Financial Corporation, a bank holding company, that is an SEC registrant and regulated by the Federal Reserve Bank.

Community Bank of Tri-County's home office is located in Waldorf, Maryland. The bank operates ten retail banking centers throughout Southern Maryland.

Community Bank of Tri-County is a member of the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve System, and The Federal Home Loan Bank of Atlanta and is an Equal Housing Lender and an Equal Opportunity Employer.

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