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First American International Bank

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First American International Bank

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First American International Bank (FAIB) is a New York State chartered commercial bank with deposits insured by the Federal Deposit Insurance Corporation (FDIC). It is headquartered in Sunset Park, Brooklyn and opened for business on November 15, 1999. It is a leading commercial bank serving the Chinese-American community in New York City and currently operates out of nine branches and four loan centers covering the major Asian communities in Brooklyn, Manhattan and Queens. As of June 30, 2009, total assets are $615 million with $517 million in net loans and $512 million in total deposits.

FAIB’s primary mission is the development of the Asian communities in which it conduct business and include the active participation in developing the communities’ basic economy, stimulating economic growth and promoting investment and job creation while serving the financial needs of its residents and businesses. The bank has been certified as a Community Development Financial Institution (CDFI) by the U.S. Treasury Department. It is also a Fannie Mae Seller-Servicer and an approved SBA Lender.

FAIB offers a full array of consumer and business financial products such as checking and saving accounts, Certificate of Deposits (CD’s), commercial real estate and construction loans, consumer mortgages and home equity loans, credit cards, Letter of Credit and branch services such as ATM’s, safe deposit boxes and domestic and international wire transfers. It also offers on line banking to consumers and businesses.

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