The year has started in earnest and it is time to review your financial goals and plan. Being smart about your money is the foundation you need to succeed in all areas of your life. Evidence shows that most people struggle with finances, not because they don’t have enough income, but because they misuse the … Read more
The ability to manage money effectively is a skill only a few people possess, although everyone desires to have more finances. Experts note that making more money does not necessarily translate to financial security. So, in addition to looking for additional sources of income this year, one of your goals should be to manage your … Read more
In the current era of digital transactions, acquiring financial literacy has become a vital skill for contemporary students. As online transactions become increasingly commonplace in aspects of college life, from purchasing textbooks to paying for tuition, understanding how to navigate these financial waters safely is crucial. Financial literacy encompasses not only the ability to manage … Read more
Managing finances can be tricky, especially for students just stepping into the world of financial independence. It’s a crucial time to develop sound money management skills that can set the foundation for a secure financial future. Here are some essential finance tips every student should know. Smart Shopping: Spend Wisely Smart shopping isn’t just about … Read more
As you embark on your journey to repay your student loans, there will inevitably come moments when you require access to your student loan account number. This crucial piece of information becomes essential when you contemplate changing your repayment plans or exploring options for loan refinancing. However, it’s pretty standard not to have this numerical … Read more
Ever notice how summer feels like a tempting siren that lures us to throw away our cares—and our budgets—with exhilarating abandon? Splurging on that decadent ice cream sundae, booking a spur-of-the-moment getaway, splashing out on garish pool inflatables that you swear will use every weekend–we’ve all been there. Summer radiates a siren’s call of indulgence, … Read more
Debt is more than just a financial burden; it can become a continuous strain on one’s life, affecting mental well-being and long-term goals. With the complexities surrounding interest rates, fees, and various types of loans, managing debt can seem overwhelming. This guide aims to demystify the process of paying off debt, providing practical steps to … Read more
Life is a journey filled with milestones that shape our future and define our aspirations. From tying the knot to purchasing a home, starting a family, and eventually retiring, each major life event brings both excitement and a unique set of financial considerations. While some people still rely on winning a jackpot at best online … Read more
Long-term investments are those an investor holds onto for upwards of one year, such as mutual funds, real estate, stocks, and bonds. As a general rule, such investments are present as an asset on a company balance sheet. Investors who make investment decisions for long-term gains are typically happy to take more risks, knowing those … Read more
If you’re hoping to attend college, you might be worried about how you’re going to cover the costs of tuition and general living expenses. Even if your parents have been saving for years, there might not be enough to take care of everything. There are many myths about college and money, and the belief that … Read more