CJT Financial Planning Ltd
CJT Financial Planning provide comprehensive, unbiased and independent advice on a wide range of financial matters including pensions and retirement planning, annuities, savings and investments, mortgages, equity release, life cover and personal protection products.
We are proud to work with a loyal and long-established client bank – in many cases providing advice to different generations of the same family. The fact that the majority of new client introductions are ‘word of mouth’ recommendations from existing clients, is a testament to our emphasis on top quality service and ‘treating our customers fairly’. All new clients benefit from a free initial consultation which, if more convenient, can take place at your home or workplace. We would also carry out basic research into your enquiry at no initial cost. For any further work that we do, clients have a choice of payment options. If preferring to pay by fee, we would agree a fixed hourly rate or flat fee with you beforehand. Alternatively, our remuneration can come directly from any product we may recommend - often referred to as ’commission’ or a ’product fee’. There is a popular misconception that only wealthy people employ the services of a financial adviser but, from our experience, this is simply not the case. As well as advising on a range of pension, savings and investment products, we also help many clients reorganize their finances with the sole aim of reducing their monthly outgoings. It is true that many adviser firms are solely targeting wealthy individuals, and charge fees that reflect this. However, we firmly believe there will always be a place for a small, independent firm like ourselves, providing quality advice to the general public and at a cost we consider to be very reasonable when compared to other firms. Our wide range of services reflects the fact that peoples financial needs and aspirations change throughout their lifetime. From helping the younger generation to get on to the ‘housing ladder’, to assisting our older clients with their ’retirement income options’ and ’wealth preservation’ - and everything in between - we tailor our advice to each clients individual needs. In addition to advising members of the general public, we also offer ‘Financial Surgeries’ and currently work within a number of large corporations, providing advice to employees at their workplace.
Address: Corby House, 38 Chorley New Road, Bolton, Lancashire BL1 4AP, United Kingdom
Phone: +44 1204 397 053
FAX: +44 1204 362 798
