Lighthouse Financial Planning, LLC

Lighthouse Financial Planning, LLC(LFP) started business in April 2003. LFP is a Registered Investment Advisor in the States of Maryland and Virginia. We operate as a fee-only financial planning and investment management firm serving all of our clients in a fiduciary capacity. LFP sells no products, so we receive no commissions for recommending particular investments, insurance or other products. A fiduciary standard means that we are putting your interests first, without any influence from outside interests. LFP is headquartered in Potomac, Maryland, also servicing Northern Virginia, Washington DC, as well as the New York City Metropolitan Area, including Manhattan, Rockland County, NY, and Northeastern New Jersey. LFP is a small, growing firm that offers personal service. We are always available to answer your calls and address your questions. LFP uses TD Ameritrade as its broker-dealer for securities transactions, and custody of some client funds. Dimensional Fund Advisors, among others, is a frequent choice for mutual fund investments. LFP is listed in Standard and Poors' Directory of Investment Advisors and in Consumer Research Council of America's Top Financial Advisors (2008). Approach: While LFP offers its clients professional, objective investment advice and ongoing asset management, the term "Financial Planning" in our firm's name conveys the context in which we prefer to offer all of our services, including asset management. Financial planning includes identifying goals, such as a new home or business, saving for college and retirement, and transferring wealth before or after your death. It includes planning for the expected and unexpected such as taxes, unforeseen liabilities, and incapacity. As Yogi Berra is reported to have said, "you've got to be very careful if you don't know where you are going or you might not get there". At LFP we believe that you have to know where you are going and to address saving, investments and other financial decisions in the context of your goals, your tolerance for risk and your overall financial situation. Investment philosophy: Our investment approach is grounded in accepted academic and other research that has evaluated investment approaches and returns for over 50 years. The time-tested investment principles we follow emphasize asset allocation (among domestic and foreign stocks, bonds, cash and other asset classes) that matches your goals and tolerance for risk, broad diversification of investments within these asset classes, and low fees. LFP does not attempt to time the market or try to predict the future. We are not short term traders. We believe that sound, prudent, disciplined, long-term investment guided by a financial plan provides our clients with the best chance of realizing their goals. We also want to protect your assets and reduce the inevitable swings in the value of your investments. Yet, history shows that there is always the risk of loss, especially over shorter periods of time. Thus, we tailor investments to match the time frames of your goals and give you an appropriate level of risk-adjusted returns.

Address: 1515 Allview Drive Potomac, MD, USA

Phone: +1 301 996 7044
FAX: +1 301 424 7044