Silver Oak Financial Planning Pty Ltd

Silver Oak [ and why we are different ]. There are no hard and fast rules for financial planning. And there are no two sets of circumstances that are the same. Unlike many other financial planning organisations we do not offer pre-packaged plans. Every financial plan we create is unique; tailor-made for the people we are working for. This has a lot to do with our success. Talk to us. Tell us what you need. And what you want to achieve. An hour or two of your time is all we ask. It could be the most valuable time you’ll ever spend. The main services that we can provide. Every client we meet has different needs and different circumstances. Therefore different solutions are required; solutions that are tailored for those needs. However many of these solutions fall into the following categories: Mortgage Reduction: Perhaps the most needed and wanted service these days is mortgage reduction; a way to purchase property quicker and, at the same time, reduce the amount that has to be paid each week. We can advise about home loans and real estate in general for your first property or your twentieth. Investment Advice: With the growing number of investment opportunities available today it's sometimes difficult to determine which is the right way to go. Someone approaching retirement with a lump sum needs very different advice than someone raising a family or about to start a new business. Talk to us about managed funds, shares, debentures and cash investments. Whether you are just starting out or an experienced investor seeking a fresh outlook on your investments talking to us can give you a broader view of the financial situation. Business Finance: Any business needs money to grow. We understand this. Often increased cash availabilty makes the difference between profitable growth and failure for an undercapitalised business. We work with people and businesses with annual sales of less than $250,000 to more than $20 million. Talk to us about the best way to obtain business finance to turn your plans into reality. General Finance: Traditional lenders, like banks, don't always have the time or resources to fully understand their clients' position. Before they'll loan money they have a lot of requirements. They'll ask for audited figures or they'll want to mortgage your property. We work with a number of the leading lending facilities. Many of these are willing to loan money in situations where a bank will say "no". We can often find the best way to obtain finance. Income Protection: Most people insure their house and car but don't bother to insure their ability to earn regular income and yet this ability is far more valuable and worthy of protection. Financial hardship caused by an accident, sickness or unemployment can take years to recover from. Most goals fall over without regular income or without both partners being there to see it through. Income protection insurance is a method of guaranteeing that you will be able to achieve your goals. We can advise you on the best way to secure your future and handle any risk. Superannuation and self-managed super funds: If you set up a self-managed super fund, you’re in charge; you make the investment decisions and you’re responsible for complying with the law. Its a major financial decision and you need the time and the skills to do it. We will help you make the right decision.Some people are suited to a “hands-off” approach to just let their super funds accumulate while others are suited to the self-managed super fund route. Both have benefits and downsides. Is your current setup the best one for you?

Address: PO Box 1063 Ascot Vale, VIC 3032, Australia

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