Black Pearl Financial Services, LLC

Black Pearl is a financial services company that offers a variety of services to our clients. We provide financial planning, portfolio management, retirement planning, life and health insurance, educational tools and consulting. Black Pearl was formed in February, 2011, but its roots go back to November 11, 1984. On that day the President of Black Pearl was hired by Merrill Lynch. It was during his 17-year career with this premier wire house that he began to experience the disconnect in the relationship between the client, the advisor and the broker dealer. It is this disconnect that fuels Black Pearl's vision for its future. We are determined to be a firm that is client centric, service excellent and performance driven. We want our clients to perceive us as the company to contact whenever a financial decision needs to be addressed. They know we may not have all the answers, but are confident that we can find the answers and solve their problem. Although we accept clients regardless of their demographics, we have a strong history of working with women. Our affinity to having female clients is our desire to teach and their eagerness to learn. To us, working with women is personal and we are proud of our Community Involvement. As stated in our mission statement we believe that education provides choices. Our intent is to offer regular Breakfast Roundtable meetings to discuss hot topics on the economy and the markets. The phrase "financial freedom" has taken on a life of its own; its meaning is different for each client. We recognize this and each client is provided a customized financial plan. We are proud that we do not use financial templates or have a one-plan-fits-all mentality. At Black Pearl we know one thing is definite; financial freedom is obtained when choices are available. We chose the name Black Pearl because only one in 10,000 pearls is black. Black pearls are rare and are not easily duplicated; in fact, neither farmers nor scientists have been able to duplicate the black pearl in the laboratory. Our intention is that you deal with a firm that is unique, extraordinary and uncompromising in our vision and ethics. There is a sense of urgency at Black Pearl; the urgency to grow through portfolio performance and expand through the hiring of like-minded professionals who will lend their expertise to the task at hand. Services PORTFOLIO MANAGEMENT - How we manage your money is dictated by the information and plan provided during the initial financial planning phase. Your portfolio will be customized to your needs and you will be presented with the allocation of your funds in advance. The funds are invested in stocks, bonds, certificate of deposits, exchange traded funds and money market funds. The management of your portfolio is non-discretionary, however you are given the opportunity to have your funds managed in a discretionary manner. We are fee based only and do not get paid commissions from any financial institution. The performance is reviewed at our semi-annual meetings. FINANCIAL PLANNING - We request that each of our clients take the time to perform a full financial analysis at the very beginning of our relationship. This process allows us to find your risk tolerance and do appropriate planning for life events and retirement. Once a year we will review the information to confirm that we are on the correct path for your financial well being. INSURANCE - We provide life, long term care and health insurance. Your need for these investments is based on your particular circumstances. This is an integral part of protecting your family and estate; while recognizing that of all the investment decisions, this is the most emotional. EDUCATIONAL EVENTS - Initially we will have a Breakfast Roundtable. These events are held every other month and their purpose is for you to have all of your questions answered. We will discuss current issues in the economy, stock and bond market and world events and how they impact your pocketbook. Eventually, we will begin to offer seminars to instruct our clients on how investments function; debt management; retirement planning and other useful topics regarding your money. CONSULTING - Some clients like to manage their own account but have questions or would like to get a second opinion on an existing account with another firm. We welcome such inquiries and most of them are free of charge with the understanding that complicated cases are subject to a fee.

Address: 8103 Lakepointe Drive, Bldg 13, Plantation, FL 33322, USA

Phone: +1 305 790 0465
FAX: +1 954 337 2284