BRE Bank Hipoteczny S.A.

BRE Bank Hipoteczny SA is the largest specialist mortgage bank in Poland, playing the leading role in the market of commercial real property finance and issue of covered bonds. Upon having obtained the licence on 12 March 1999, under the decision of the Chairman of the Banking Supervision Commission it commenced in December 1999 the operating activity under the name of RHEINHYP-BRE Bank Hipoteczny. Its founders, the German RHEINHYP Rheinische Hypothekenbank AG (currently EUROHYPO AG) and the Polish BRE Bank SA contributed to the new project, apart from capital, their best assets – long-lasting experience in the European mortgage market and knowledge of the Polish market. Under this very brand – identified with professionalism, progressiveness and top service quality – the Bank built a solid market position and became one of the strongest players in the market of real property finance, having no competitors among the domestic mortgage banks. After 10 years of operation – since the year 2005 under the name of BRE Bank Hipoteczny – it is continually strengthening the market position accomplishing new market successes as a leading lender, advisor and issuer of covered bonds. The Bank’s offer is designed for business entities and institutional clients investing in purchase, construction or modernisation of commercial real property, such as office buildings, shopping malls, hotels, warehouse and logistics facilities as well as estates of apartment blocks and houses built by housing developers. Another important area of the Bank’s operation is the lending for local government units in the form of financing such investments as council housing, construction and renovation of roads, sewage treatment plants, educational centres, other facilities, and also refinancing of commune real property – seats of local governments, business establishments and office buildings. The Bank’s lending offer is supplemented by advisory services addressed to investors and entities operating in the commercial real property market. The Bank is also the leader of issue of covered bonds, securities used to refinance its lending operations. As the first in the post-war Poland it issued mortgage covered bonds in June 2000 and public sector covered bonds in 2007. The value of all outstanding covered bonds of BRE Bank Hipoteczny is nearly PLN 2.5 billion which accounts for 70% market share. Owing to the professional team of advisers and the best specialists in the area of commercial projects’ financing, law, real property valuation, market analyses and a progressive, not bureaucratic structure facilitating fast service, the Bank is perceived as a reliable partner in implementation of investment projects in the real property market. It was recognised three times by developers as the best borrower of housing projects and was particularly favoured for its high flexibility and treating the borrowers as partners.

Address: Al Armii Ludowej 26, 00-609 Warsaw, Mazowieckie, Poland

Phone: +48 22 579 75 00/75 56
FAX: +48 22 579 75 04/74 24