Dalbeath Financial Planning Ltd

Dalbeath Financial Planning IFA is a customer focused firm of independent financial advisers, based near Dunfermline, Fife, with clients across the UK. We offer unbiased, regulated and professional advice on your pensions, investments, mortgage and life insurance, including a free initial review. You will be advised by one of our directors, Matt Harris and Wendy Cochran, both qualified IFAs, or by Kevin Borthwick, a specialist mortgage and life insurance consultant. Our new clients are typically in one of the following situations: Pensions and retirement planning You would like to maximise the pension you get at retirement, and perhaps even retire early, but aren’t sure how. You may have two or more pensions, but don’t know whether it would make sense to combine them. You might be being offered confusing choices by your employer as to what you should do with your work pension. Dalbeath IFA will help you understand your pension situation, and create a clear plan to help you achieve your retirement goals. Investment and wealth management You have investments in the stock and bond markets, but are not sure whether you should be buying or selling right now. You may also be confused about how to avoid tax on your investments, and what asset classes (stocks, bonds, property, alternatives etc) suit your appetite for investment risk. You might be uncertain as to how much you are, and should be, paying in annual fund management charges. Dalbeath IFA will take the time to understand your attitude to taking risks with your money, and design a tax efficient, low cost investment portfolio to match. Mortgage advice You would like to buy a house, or cut your mortgage payments, but are uncertain where the best mortgage deals are for your circumstances. You know that online mortgage calculators tend to miss the big upfront charges that can turn an apparently low rate into a very expensive mistake. You may be a first time buyer, or have credit issues in your past, or have been refused a loan for reasons you can’t understand. Dalbeath IFA have access to every mortgage on the market, including IFA exclusive deals, and will match you with the lowest cost lender for your situation. Life insurance planning You want to be sure you have enough insurance to protect your family if you were to die, become critically ill or lose your job, but your current policies seem expensive you suspect they may not pay out when you need them to. You know that having several policies usually costs more than having one combined policy, but are not sure who the best providers are. Dalbeath IFA will take the time to understand your financial and health situation, and will arrange protection that costs as little as possible, but will be there when you need it.

Address: Dalgety Bay Business Centre, Ridge Way, Dalgety Bay, Dunfermline, Fife KY11 9JN, United Kingdom

Phone: +44 1383 513 641
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