Bank CenterCredit

25 January 2007 A Subsidiary of JSC Bank CenterCredit issues US$500 Million Eurobond ... more details November 2006 JSC Bank CenterCredit has successfully extended Tranche A facility of the syndicated loan arranged by Raiffeisen Zentralbank AG and Citibank in November 2005 for another one-year period. The total amount of the loan was increased from US$ 200 million to US$266.1 million including both A and B Tranches. 22 seprember 2006 Press-release. Bank CenterCredit First-ever Issues KZT-denominated Eurobond KZT 25 billion ... more details 19 July 2006 JSC Bank CenterCredit announced signing of syndicated term loan agreement for US$300 million. The deal was arranged by ING Bank, London Branch, Standard Bank Plc and Sumitomo Mitsui Banking Corporation Europe Limited as Mandated Lead Arrangers. 6 April 2006 JSC Bank CenterCredit concluded US$100 million Schuldscheindarlehen transaction arranged by Deutsche Bank AG London. 28 March 2006 Bank CenterCredit entered into the Loan Agreement with Morgan Stanley Bank International Limited for the amount of 26.5 billion tenge with maturity of two years. This is a debut tenge financing transaction on the international markets and has a number of unique advantages to the Bank. 27 February 2006 JSC Bank CenterCredit signed US$ 38 million for Islamic financing Murabaha Agreement for 1 year. ABN AMRO was appointed as Arranger and Investment Agent for this transaction. Bank CenterCredit became one of the first Kazakh banks used such structure for increasing of its funding base. 10 Islamic financial institutions participated in this transaction and among them - Abu Dhabi Islamic Bank, Commercial Bank of Qatar, Boubyan Bank, Dubai Bank PJSC, Habib Bank, etc. 24 February 2006 Bank CenterCredit issued US$100 million debut perpetual Hybrid Tier I notes, with the option to call to notes after 10 years, followed the 5-year US$300 million senior notes issue in January this year. The coupon, as well as the yield was 9.125%. 27 January 2006 Bank CenterCredit announced US$300 million eurobond issue with fixed coupon 8.00% p.a. due in 2011. The issue was made through the bank’s subsidiary, CenterCredit International B.V. 21 November 2005 Bank CenterCredit signed Term Loan Facility Agreement with Raiffeisen Zentralbank Osterreich Aktiengesellschaft and Citibank N.A. for US$200 million. About 35% of this amount was attracted for 2 years. 13 June 2005 Bank CenterCredit extended Loan Agreement signed with ING Wholesale Banking and Deutsche Bank AG, London as Mandated Lead Arrangers; ING Bank N.V., London Branch as Agent and various banks and financial institutions as Lenders on 23 June 2004 and increased the amount of syndicated loan from US$45 million to US$125 million. February 2005 The Bank has issued its Debut US$200 mio. Eurobonds The USD 50 mm Facility was arranged by HSH Nordbank AG with the purpose to finance pre-export needs of selected number of the Bank’s customers. December 2004 The Bank has signed the Subordinated Loan Agreement with DEG - Deutsche Investitions- und Entwicklungsgesellschaft mbH to the total amount of USD 10 mio for 7 years. The amount of EBRD programmes provided to the Bank reached USD 54.6 mio. November 2004 The Bank and HVB Group, SANPAOLO IMI S.p.A. and Standard Bank London Limited as Mandated Lead Arrangers successfully closed the extension of the US$ 36 mm Facility with a significant oversubscription from the launch amount. The USD 70 mm syndicated loan was aimed to finance the pre-export and import finance of the Bank's customers. August 2004 The international rating agency Moody's Investors Service has changed to positive outlooks for the Ba1 long-term foreign currency deposit ratings assigned to the Bank. June 2004 Deutsche Bank AG London and ING Bank N.V. have been jointly arranged the USD 45 mm syndicated loan to finance specific trade transactions of select clients of the Bank. May 2004 The international rating agency Moody's Investors Service has upgraded to Ba1 the long-term foreign currency deposit rating of the Bank and has changed to positive the outlook on the bank's D- financial strength rating. December 2003 The Bank has entered into the Loan Agreement with Nederlandse Financierings-Maatschappij voor Ontwikkelingslanden N.V. (FMO) and DEG - Deutsche Investitions- und Entwicklungsgesellschaft mbH to the total amount of USD 8 mio to finance small enterprises. November 2003 The third syndicated loan has been successfully closed oversubscribed by the Mandated Lead Arrangers HVB Group, SANPAOLO IMI S.p.A. and Standard Bank London Limited for USD 36mm. July 2003 Signing of the Relending Loan Agreement with KOEXIM Bank, South Korea for the total amount of USD 5 000 000.00 for financing of exports of Korean origin. Operating committee of European Bank for Reconstruction and Development(EBRD) has approved long-term co-operation with the Bank and has set a limit in amount of USD 18 mio within the framework of three programmes: Trade Finance Programme, Warehouse Receipts Programme and Kazakhstan Small Business Programme II. April 2003 The international rating agency Fitch Ratings has upgraded the Long-term rating of the Bank to 'B+'. September 2002 The Bank has attracted its second syndicated loan for the amount of USD 15mm. Citibank N.A and Raiffeisen Zentralbank Osterreich Aktiengesellschaft has been acting as the Mandated Lead Arrangers. May 2002 Signing of the first Basic Agreement with Commerzbank, Germany for German exports finance under the insurance cover of Euler Hermes. September 2001 The first syndicated loan in the history of the Bank has been successfully attracted in 2001 for the amount of USD 11mm that was fully repaid in due time. Raiffeisen Zentralbank Osterreich Aktiengesellschaft and Citibank N.A arranged the syndicated loan

Address: 98, Panfilov Str., 050000, Almaty, Kazakhstan

Phone: +7 727 2 44 30 00
FAX: +7 727 2 598 622