Penobscot Financial Advisors

Penobscot Financial Advisors stands for so much more than just excellent financial planning. That’s because our focus isn’t on crowding our client roster; it’s on providing the best possible standard of care for you, our clients. This means our advisors wear a lot of hats—we’re life coaches, teachers, friends. It’s just what you do when you’re in it for the long haul, and we’re 100% committed to supporting and empowering you from the acquisition of your first asset onward. No confusing industry jargon, no judgment, just straightforward solutions and support as we help you optimize your finances to reflect your passions, interests and lifestyles. Our services model is based on the belief that good financial management shouldn’t come at a steep cost to you. We offer affordable programs that fit all types of lifestyles, and we’re one of the few financial advising firms in New England that doesn’t require you to have a minimum amount in assets to become a client. Whether you’re a millennial struggling with student loans or a baby boomer looking ahead to retirement, we have the expertise to help you navigate your financial challenges, and as your needs evolve with time, so too do the services we offer. Because ours is a partnership built to last. Financial Planning As the saying goes, a goal without a plan is just a wish. Partner with Penobscot Financial Advisors, and our Certified Financial Planner practitioners can identify the necessary strategies for transforming your dreams into realistic objectives. With our entire team at your disposal, we’ll work directly with you and other key professionals to help craft a clear, personalized plan for your financial future. Budgeting Cash flow analysis Debt strategies Contingency funding Risk analysis Needs assessment Tax planning Retirement planning Investment planning Estate planning Asset Management Proper investment management isn’t rocket science, so why do so many people fail to achieve their investment objectives? It often comes down to a lack of time and industry know-how, but our advisors can help you avoid common pitfalls while simultaneously monitoring your portfolio, the markets and the economy. And because we never accept fees from investment products that we utilize, you can feel confident in the fact that our recommendations are objective, independent and provided only with your best interest in mind. Stocks, bonds and mutual funds Exchange traded funds and notes CDs and annuities Direct participation plans Life, health, long-term care and disability insurance Employer and individual retirement plans Educational savings plans Transfer-on-death accounts Trust accounts Corporate/foundation assets Wealth Management Sound wealth management practices require on-going review, evaluation and adjustment—and who has time for that? With our program, one fee covers all of our fiduciary asset management and financial planning services for your entire household. Think of our firm as your own personal Chief Financial Officer: we diligently monitor your financial position and performance, adjusting and adapting your plan as needed to ensure the best possible outcome. That translates to less stress and more time for you to be enjoying the perks of financial health.

Address: 9 May Street Bangor, ME 04401, USA

Phone: +1 207 990 1901
FAX: +1 877 369 2947