Eurobank Private Bank Luxembourg S.A.
Your Private Banking Services Partner in Luxembourg. Eurobank Private Bank Luxembourg offers a full range of private banking and investment fund services as well as selected corporate banking services. Our comprehensive range of solutions extend beyond traditional wealth management to wealth structuring, alternative investment strategies and financing for real estate.

Recognising that our clients have diverse needs and financial situations, we take a personalised approach, developing individual solutions based on a wide selection of alternatives. Incorporated under Luxembourg law, Eurobank Private Bank Luxembourg is an autonomous and operationally independent bank with strong capital adequacy and liquidity. your ideal banking platform in Luxembourg and beyond.
A Personal Approach
Private banking is a conversation that continues throughout our client's life. As your circumstances, ambitions and prospects change, so do your banking needs. We take an open and global approach with customised products and services delivered by a team of experienced professionals from 13 different countries. United by a focused business model, they offer you transparency, expertise and independence.
Strong Core Values
Our core values serve as a touchstone for our performance and a basis for our development.
Strive for Excellence: The bank's growth is driven by our experienced professionals, unmatched client service and continuous investment in technology. We strive to build coherent teams with market-leading skills and knowledge that add genuine value for our clients. The ability to constantly adapt allows us to better respond to our clients' changing needs, providing them with solutions needed to effectively understand their aspirations and plan their goals.
Passion and Innovation: Our passion for what we do drives us to constantly innovate and take on new challenges. We take an approach that crosses borders, cultures and traditional business units and we foster creativity and innovation to meet new needs as they evolve. Innovation is the manifestation of our expertise, our collaborative qualities, our passion and our determination to reinvent tomorrow's assessments.
Transparency and Trust: Transparency breeds trust, and trust is the foundation of our great teamwork. We have established open communication channels and operate within clear frameworks, ensuring that our clients, shareholders, partners and staff have access to relevant and up-to- date information at all times.
Our History
Since the beginning, Eurobank Private Bank Luxembourg (the "bank") has been driven by one mission: to provide its clients with outstanding private banking services.
1986: Our story begins when Banque de Dépôts, a Geneva based bank originally founded by the Onassis Family and acquired in 1980 by the Latsis Family, establishes a subsidiary in Luxembourg.
1994: Eurobank Group acquires 75% of the equity share capital of Banque de Dépôts de Luxembourg and begins to gradually increase its share.
2005: Eurobank Group acquires 100% of the bank’s equity. The bank enjoys continuous growth due to its dynamism and strong relationships with clients.
2009:The bank inaugurates its Representative Office in Athens.
2012: The bank changes its name to Eurobank Private Bank Luxembourg.
2015: The bank expands its global reach by opening a branch in London, a global financial centre and leading real estate market.
2023: The bank enhances its presence in the Greek market, by establishing a branch in Athens.
A Truly International Approach
We acquired our London branch in 2015 to enhance our product offering with the advantages of a global financial centre and a leading real estate market. The branch provides services to high net worth individuals and clients of the Eurobank Group who live, work or have assets in the UK. We also serve family offices, funds and other institutional clients (usually linked to high net worth individuals) and corporations using London as a hub for international transactions.
Our London team brings a long experience in structuring financing solutions for investment acquisitions for UK and EU (non-UK) properties as well as financing solutions for yachts and investment portfolios. Our capabilities can support existing or new Private Banking asset management relationships.
Comprehensive Services
The services offered from our London branch include:
- Individual banking: private banking (via the Luxembourg bank), transactional and lending services
- Credit services – London investment property financing
- Residential property (Buy-To-Let/equity release) financing
- Residential property development financing
- Commercial property financing (Buy To Let)
- Credit services – via the Luxembourg bank
- EU (non-UK) property
- Yacht financing
- Lombard loans
In July 2023 and in perfect alignment with the ongoing economic recovery of Greece, our Bank established a branch in Athens. Through the branch, we will be able to service our clients locally, thereby enhancing our presence in the Greek market.
Whether directly at our headquarters in Luxembourg or now through our Athens branch, our highly experienced and dedicated teams offer an array of exclusive services with transparency and discretion. With specialized products such as Investment Advisory, discretionary portfolio management, Lombard credit facilities and a wide range of markets and securities for execution, we can customize whatever your risk profile and level of personal involvement in managing your wealth might be.
Our Athens branch team are highly experienced and dedicated professionals who possess deep knowledge of International and the Greek markets and their unique dynamics. Their expertise, coupled with the global reach, resources and know-how of our global resources and the strategic partnership with the Eurobank Group, enables us to deliver exceptional financial services to a wide range of clients, including high net worth individuals, clients of the Eurobank Group, and the broader private banking community.
Ethical conduct is of paramount importance at Eurobank. We were one of the first banks in Luxembourg to sign the ICMA Private Banking Wealth Management Charter of Quality. In doing so, we pledged our commitment to the three main principles on which the charter is founded: integrity, transparency and professionalism.
Our governance bodies and practices comply with the strictest requirements of the European Union and the European legislative and regulatory framework.
Board of Directors
The Board of Directors has overall responsibility for the bank. It ensures business continuity, oversees management and protects the long-term interests of clients, employees and shareholders.
Dimitra Spyrou, Acting Chief Executive Officer
François Ries, Chairman of the Board
Michalis Athanasiou, Chief Executive Officer (CEO) and Managing Director
Nikolaos V. Karamouzis, Vice - Chairman of the Board
Christos Adam, General Manager, Group Risk Management, Group Chief Risk Officer (Group CRO), Eurobank SA
Lorraine Scaramanga, Director of the Board
Nicholas Tesseyman, Director of the Board
Georgios Katsaros, Director of the Board
Théodore Economou, Director of the Board
Christina Margelou, Director of the Board, Corporate Investment Banking General Manager, Head of Shipping
Emer Murray, Director of the Board
Heleni Fotineas, Director of the Board
Address: 534, rue de Neudorf, L-2220 Luxembourg, Grand Duchy of Luxembourg
Phone: +352 42 07 24 - 1
FAX: +352 42 07 24 - 650
London Branch Address: 2nd Floor, Devonshire House, 1 Mayfair Place, London W1J 8AJ, United Kingdom
Phone: +44 (0)20 7009 1800
Athens Branch Address: 5 Xenias Street, GR-14562 Kifissia, Greece
Phone: +30 210 8086910